Mortgage Calculator

Estimate your monthly payment.

Adjust the sliders to see how home price, down payment, and rate affect your payment. Real numbers from a CityWorth expert — even better.

Home price$450,000
$50K$2M
Down payment10% · $45,000
0%50%
Interest rate6.75%
2%12%
Loan term30 years

Estimated monthly payment

$3,325

Principal & Interest$2,627
Property tax$413
Home insurance$100
Mortgage insurance (PMI)$186
Loan amount: $405,000 · 30-year fixed at 6.75%

Want to see what your numbers actually look like?

This calculator gives you a ballpark. A CityWorth advisor can run real numbers for your situation in a few minutes, no pressure.

This calculator is for estimation only. Actual rates and payments depend on your credit, loan program, location, and lender. PMI estimated at 0.55% annually when down payment is under 20%.