All-in-One Homebuying

Your homebuying journey,simplified.

Mortgage and real estate — all handled under one roof at CityWorth. No juggling multiple companies. No surprises. Just a simple, guided path from home searching to loan approval.

MortgageReal Estate
No upfront cost
Takes 2 minutes
Won't affect your credit
Happy couple looking at homes for sale

21 days

Average close time

$1.7B+

Loans Funded

10,000+

Happy Customers

4.8/5

Customer Rating

Simple Process

How CityWorth Works

From first click to keys in hand, we've streamlined every step

01

Get Pre-Approved

Quick online application takes just minutes. Know your budget instantly.

02

Find Your Home

Our agents help you discover properties that match your dreams.

03

Lock Your Rate

We secure the best rates and handle all the paperwork for you.

04

Close & Celebrate

Get your keys and move into your new home. We handle the rest.

Why Choose Us

The CityWorth Advantage

We're not just another mortgage company. We're your partners in making homeownership simple, affordable, and stress-free.

One Dedicated Team

Your real estate agent and mortgage expert work together seamlessly

Lightning Fast Process

Close in as little as 21 days with our streamlined approach

Transparent Pricing

No hidden fees, no surprises. Know exactly what you're paying

Personalized Guidance

We walk you through every step, answering all your questions

Modern home interior
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Join 10,000+ Happy Customers

Who made their dreams come true

Happy family in front of their new home
Real Families. Real Homes.

More than a house.A home you grow into.

Every family we work with is building something bigger than a transaction. CityWorth makes homeownership a real, repeatable milestone — not a once-in-a-lifetime maze.

21

Avg. days to close

$0

Down for VA / USDA

10K+

Families served

Customer Reviews

1,000+ 5-Star Reviews

Real people. Real homes. Real results. See why thousands of homebuyers trust CityWorth.

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Google Reviews

4.8

Verified Google Reviews

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Trustpilot

4.7

Verified Trustpilot Reviews

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Google

“Absolutely amazing experience from start to finish. Being a first time homebuyer, I really didn't know how to get an advantage in such a competitive space. Everyone from our agent to the mortgage coordinator was super available, helpful, and willing to do whatever we could to get the best deal possible. On top of that, the communication was seamless, because the mortgage and the realty is all in one. I've already recommended them to someone else!”

Nick Potter

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Google

“Working with Patrick at CityWorth was a pleasure. He and his team made an intimidating home buying process much less daunting through consistent transparency and constant communication. One of the reasons we got into our dream home was due to Patrick's quick response time to the seller. This is a great team to partner with if you are looking to buy a home!”

Colin Malo

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Google

“Patrick, John, Nicoleta, and Co. are dedicated professionals who made my home buying process come to life! When I first started working with Patrick, I was skeptical that I would actually find a property. However, Patrick kept a steadfast belief in the end goal that carried me to a shiny set of keys. I love how they have still maintained contact after closing — they really build those relationships.”

Mina Akhnoukh

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Google

“This was my first home buying experience so you could imagine I was a nervous wreck. Patrick Shumway reached out to me when I showed interest in a specific house, and in a little over 30 days I became a first time home owner! Special shout to Patrick, Nicoleta, John, and everyone else. They were very friendly and knowledgeable and I would highly recommend their services.”

David Dias

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Trustpilot

“David and his team were amazing. True go-getters and always available whenever you need them. They made buying a house so seamless and worry free. We couldn't imagine where we'd be without them.”

Nebeyu Engida

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Google

“We've worked with CityWorth multiple times now, and every experience has been nothing short of excellent. Their customer service is top-notch — responsive, knowledgeable, and always willing to go the extra mile to make the process smooth and stress-free. As repeat customers, we keep coming back because they consistently deliver. They've earned our loyalty and our referrals!”

Price Wheeler

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Trustpilot

“I worked with CityWorth and they taught me so much about the homebuying process. As someone that has never owned a home, I had a lot of questions, but they walked me through everything. On top of that, their customer service is truly unmatched — it's the best experience I've ever had with any company. I felt supported every step of the way and couldn't be more grateful!”

Chloe

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Google

“AWESOME EXPERIENCE with my home buying experience with CityWorth Mortgage. I am so grateful to David, John, Nicoleta, Matthieu and Caroline. This TEAM IS TOP NOTCH. What took the other experience to do in 4 months only took 60 days with CityWorth. YOU CAN'T GO WRONG WITH CITYWORTH!”

David Resto

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Trustpilot

“Worked with them through Howard University, great experience for any first-time home buyer and very thorough.”

Nicholas Rebold

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Google

“My mortgage team (Dylan, Patrick, and Nicoletta) were awesome. They helped me with great patience through every step of the process. My family and I thank you from the bottom of our hearts.”

Melissa Perdue

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Google

“These guys and gals are the best in the business. I had trouble with other mortgage companies getting the run around. My cousin got me connected and within a month or so I was looking and closing on my first home. These guys went above and beyond and made the process easy to understand.”

Joe Rodriguez

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Google

“Wonderful experience! This is my second time utilizing CityWorth. Patrick, Chad, Lavina and Matt make the transaction so care free and easy. They are with you every step of the way!”

Tonya Jasmin

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Trustpilot

“It was a very rough time gathering all needed to get this home to close. But it was made possible with the guys at CityWorth. I love the energy and commitment they provided me to accomplish this dream.”

Veteran Rider

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Google

“Working with CityWorth and David Shumway to buy my home was an absolute game-changer! David's professionalism is unmatched, and his knowledge of the market is second to none. What truly sets him apart is his unwavering commitment to his clients — he was always available, no matter the time. He made the entire process seamless and stress-free.”

Hamidullah Wardak

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Google

“I was in the hospital for most of this process and they were very accommodating. The whole process of locating a house and getting to a contract could not be beat.”

Gail Chagnon

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Google

“Jessica Boone is the best of the best!! Call her for your buying and selling needs!! She communicates well and often. She knows her stuff and makes sure you are taken care of all the way around! We have used CityWorth for 3 purchases and they are always on point!! Highly recommend!!”

Courtney Lemons

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Google

“I had the pleasure of working with Patrick, John Henry, Nicoleta, Mathieu and Caroline. These are some of the most amazing people! Patrick literally became our best friend! This was mine and my boyfriend's first purchase so we knew absolutely nothing about the process but they held our hand through it all.”

Mary Dixon

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Trustpilot

“I highly recommend David Shumway! His team has been a great help since we started with our home search. As first-time home buyers, David explained every step in the process. He always sends messages and called us about any update. The home buying process went on smoothly. He is like a family member now. Don't hesitate to reach out to him.”

Jem Q

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Google

“I'd have never got the lovely home that I purchased recently without CityWorth Homes's support. The team is highly dynamic which is required these days to purchase a house. I got spontaneous response from the first call and it continued through the whole process. Special thanks to entire team which spared their time to our schedule.”

Hosein Alizadeh

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Google

“I would like to commend David Shumway and his team, including Chad Grimm, Matt Wetmore, Caroline Kim, and Lavinia Popescu, for their exceptional dedication and promptness in executing tasks efficiently. Mr. Shumway is profoundly passionate about assisting individuals in achieving their American Dream.”

Mohammad Amiri

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Google

“Hands down the best staff and work promptly in not only getting the job done quickly — they are really for their clients. David and John are so caring about their passion in helping people achieve their American Dream that they work diligently in delivering everything promised to you. I guarantee you not only will they answer but give you the best service you can possibly imagine.”

Ronald Kirby

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Google

“I've bought two homes with this company. They are amazing and work their butts off to help. David and Chad were very helpful and I couldn't imagine going with another company. I absolutely recommend them.”

Wesley Beeler

Ready to Find Your Dream Home?

Get pre-approved in minutes and start your journey to homeownership today. No obligations, no hard credit pull.

Takes only 15 minutes • No impact on credit score